什麼人需要私人借貸？ 信用瑕疵、無薪轉證明、急需資金、負債比過高、近期有申請其他貸款等有這些狀況者都可以辦理私人借貸。 借贷，在法律意义上，是指由贷方与借方成立一项“借贷契约”，贷方将金钱使用权移转给借方，到期时由借方返还同额的钱。贷

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